Finding the best smartphones under ₹20000 in India has never been more exciting. In 2025, this price segment offers features that were once limited to premium flagship phones. From AMOLED and pOLED displays, high refresh rates, and powerful 5G processors like MediaTek Dimensity 7300, Dimensity 7400, Snapdragon 7s Gen 2, and Snapdragon 7s Gen 3, to 50MP cameras with OIS and massive 7000mAh batteries, the value is unmatched.
If you are planning to buy a new 5G mobile under 20000, avoid models that are more than two years old. Always look for Android 15 out of the box, long-term software updates, reliable performance, and strong battery life. Ideally, a phone in this range should offer at least 2 to 3 years of Android updates, a minimum 5000mAh battery, and a well-optimised camera system.
Based on different user needs like camera performance, gaming, display quality, battery life, and design, here are the top 5 smartphones under ₹20000 in India you can buy right now.
1. CMF Phone 2 Pro – Best Unique Design smartphones under ₹20000
The CMF Phone 2 Pro stands out instantly thanks to its bold, customizable design. Unlike typical plastic phones in this segment, it allows users to attach interchangeable back panels, accessories, and even a lanyard. The tactile finish and rotating wheel at the bottom make it one of the most unique smartphones under ₹20000 in India.
It ships with Nothing OS, offering a clean, smooth, and bloat-free Android experience.
Key Specifications
Display: 6.77-inch Full HD+ AMOLED, 120Hz refresh rate, up to 3000 nits peak brightness
Processor: MediaTek Dimensity 7300 Pro
Camera: 50MP primary camera, 50MP 2x telephoto lens, 8MP ultra-wide camera, 16MP front camera
Software: Android 15 with Nothing OS 3.2
Battery: 5000mAh with 33W fast charging
Performance: Supports up to 120 FPS in BGMI with stable gameplay
Why Buy This Phone
Excellent AMOLED display
Clean Android UI
Telephoto camera rarely seen under ₹20,000
Highly customizable and unique design
Limitations
No optical image stabilization
Single speaker setup
Price in India: ₹18,999 for 8GB RAM and 128GB storage
2. Samsung Galaxy A35 – Best Samsung Phone Under ₹20,000
The Samsung Galaxy A35 is ideal for users who prioritize long-term software support, a premium feel, and camera consistency. It features a glass back and IP67 water and dust resistance, which is extremely rare in this price category.
Samsung also offers industry-leading update policies, making it one of the safest long-term purchases.
Key Specifications
Display: 6.63-inch Full HD+ Super AMOLED, 120Hz refresh rate
Processor: Exynos 1380
Camera: 50MP main camera, 8MP ultra-wide, 5MP macro, 13MP selfie camera
Software: 4 Android OS updates and 5 years of security updates
Audio: Dual stereo speakers
Build: Glass back with Gorilla Glass Victus+ protection
Why Buy This Phone
IP67 rating for water and dust protection
Excellent software support
Reliable camera performance
Premium build quality
Limitations
25W charging feels slow
Performance is not ideal for heavy gaming
Price in India: ₹18,999 for 8GB RAM and 128GB storage
3. Realme P4 – Best Gaming Phone Under ₹20,000
The Realme P4 is built for users who want maximum performance and battery life. It packs one of the largest batteries in this segment and delivers outstanding gaming performance thanks to its powerful chipset and UFS 3.1 storage.
Key Specifications
Display: 6.77-inch Full HD+ AMOLED, 144Hz refresh rate, up to 4500 nits brightness
Processor: MediaTek Dimensity 7400 Ultra
Battery: 7000mAh with 80W fast charging
Camera: 50MP primary camera, 8MP ultra-wide, 16MP front camera
Software: Android 15 with Realme UI 6.0
Why Buy This Phone
Exceptional gaming performance
Massive battery with ultra-fast charging
Very bright AMOLED display
Lightweight despite big battery
Limitations
Camera performance is average
Display tuning may feel oversharpened to some users
Price in India: ₹18,999 for 8GB RAM and 128GB storage
4. Motorola G96 – Best IP68 smartphones under ₹20000
The Motorola G96 focuses on comfort, durability, and camera stabilization. The curved pOLED display combined with vegan leather back makes it feel premium in hand. It also features IP68 water resistance, making it one of the most durable phones in this list.
Key Specifications
Display: 6.67-inch Full HD+ pOLED, 144Hz refresh rate
Processor: Snapdragon 7s Gen 2
Camera: 50MP main camera with OIS, 8MP ultra-wide, 32MP front camera
Battery: 5500mAh with 33W fast charging
Software: Android 15
Why Buy This Phone
Optical image stabilization for stable photos
IP68 protection
Clean Android experience
Comfortable curved design
Limitations
Limited software update policy
Gaming performance is capped at 60 FPS
Price in India: ₹18,999 for 8GB RAM and 128GB storage
5. OPPO K13 – Best Battery smartphones under ₹20000
The OPPO K13 is ideal for users who want long battery life and fast charging. With a massive 7000mAh battery and 80W charging, it easily lasts two days for moderate users.
Key Specifications
Display: 6.66-inch Full HD+ AMOLED, 120Hz refresh rate
Processor: Snapdragon 6 Gen 4
Battery: 7000mAh with 80W fast charging
Camera: 50MP primary camera, 2MP depth sensor, 16MP selfie camera
Software: Android 15 with ColorOS 15
Why Buy This Phone
Outstanding battery life
Very fast charging
Stable performance for daily use
Latest Android version
Limitations
No high-frame-rate gaming
Camera setup is basic
Price in India: ₹19,999 for 8GB RAM and 128GB storage
Final Verdict – Which are the best smartphones under ₹20000
Best Camera Phone: CMF Phone 2 Pro, Samsung Galaxy A35
Best Gaming Phone: Realme P4, OPPO K13
Best Display Quality: Realme P4
Best Design and Build: CMF Phone 2 Pro, Samsung Galaxy A35
Best Battery Life: Realme P4, OPPO K13
Buying Advice
Smartphone prices in India are expected to increase in the coming years. If you are planning to upgrade, this is a great time to invest in a future-ready 5G smartphones under ₹20000 that you can comfortably use for the next 2 to 3 years.